Combine the cannellini beans, ¼ cup onion, *Fat-Free Parmesan Cheese, ¼ tsp salt, ¼ tsp black pepper and 1 garlic clove in a food processor; process until smooth. Spoon white bean mixture into a bowl on one side; set aside.
Combine the black beans, ¼ cup onion, Parm Cheese, ¼ tsp salt, ¼ tsp black pepper,1 garlic clove, chiles and cumin in a food processor; process until smooth. Spoon white bean mixture into other side of bowl containing the white bean mixture, trying to leave a small line down the middle of the dips. In between the two dips, fill with the cheese and top with the scallions. Serve with fresh veggies, Kim's Light Savory Sea Salt Bagel Chips®! or Kim's Light Gourmet Garlic Bagel Chips®!, optional (not factored).
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